Success Story One   Greg had an existing mortgage with Bluestone Mortgages over $1,000,000.00 and was paying a default rate in excess of 14% p.a. Being in arrears & requiring an additional $120,000.00 to inject into his business Greg need to refinance as a matter of urgency. The team behind Fair Go Aussie Loans were able to refinance Greg with the additional funds @ 9.11% p.a. In addition, our partners at Choice Debt Solutions reduced Greg’s credit card debt from $29,000.00 down to $20,000.00.
Success Story Two   John was paying off his $525,000.00 mortgage with Bluestone Mortgages @ 9.95% p.a. & had never missed one payment, however he could not provide taxation returns. He and his wife also had in excess of $140,000.00 of combined credit card debt due to prolonged family illnesses. Our team was able to negotiate their credit card debts down to $57,000.00 & refinance both that and the mortgage @ 8.74% p.a.
Success Story Three   Bob had received a demand letter from his current mortgagee CBA to take possession. Owing just over $500,000.00 Bob had not made a payment for 4 months due to a marriage breakdown. He also had in excess of $25,000.00 of defaults & judgements (paid & unpaid) on his credit report & was without taxation returns, Bob was refinanced at 9.11% p.a.
Success Story Four   Nick was constructing his two-unit development & could not get construction finance because he was unable to produce taxation returns. He was also in default with CBA for over $25,000.00. Our team has funded the construction @ 9.11% p.a. & reduced the CBA debt from $25,000.00 to $17,000.00.

Frequently Asked Questions

What does Fair Go Aussie Loans do & why use Fair Go Aussie Loans?
Fair Go Aussie Loans is a mortgage originator that helps borrowers obtain bad credit mortgages, who are struggling with the repayments on their current level of debt and high interest mortgages, who have limited or no financial supporting information.
Our philosophy is that we DO NOT place our clients with lenders who offer such borrowers extraordinarily high interest rates and penalties for arrears, defaults or early repayment.
Lenders such as Bluestone Limited, Liberty Financial, Pepper Home Loans & GE Money, who may currently have interest rates in excess of 13% p.a.
Our clients pay only 7.04% or 8.49% with our 30-year mortgage loans.
*This interest is not a comparison rate, for a comparison rate schedule please see menu on the home page.

What type of clients do Fair Go Aussie Loans work with?
All Aussies who are trying to obtain finance, refinance, or seeking debt relief and release from financial stress due to unfair high interest rates.
People with & without formal financial information who may be in arrears or are credit impaired have found us to be exceptional at what we do.

How quick can finance be organised?
Fair Go Aussie Loans can organise conditional approvals within a 12-hour turn around & have settled within one week!
Our relationships with decision makers are excellent as we have built strong relationships with a select few lenders over the past 10 years

What about privacy?
All information remains absolutely confidential at all times & is used for the purpose of obtaining your loan only.

What indication of success can Fair Go Aussie Loans give me?
Specialising in the credit impaired lending market for over 10 years our team will be able to indicate a realistic & honest synopsis immediately.

What if I have limited financial information?
Our select panel of lenders cater to borrowers who do not have full financials, payslips etc.

Can you help me deal with financial stress & pressure?
Yes at Fair Go Aussie Loans we employ Choice Debt Solutions (CDS), debt relief experts who will immediately take over dealing with your unsecured creditors & collection agencies. From then on you can then refer those awful phone calls to your CDS representative. CDS will negotiate all your unsecured debts, saving you up to 50% of the current amounts owing.

What is a default notice?
It is the formal notification process of outstanding bills, payments etc. This initial action is noted on your credit rating resulting in a black mark, which may remain unchanged for up to seven years.

Is this a National Service?
Our lenders are national & service all states of Australia including:
- Metropolitan areas
- Country areas
- Rural areas.